• Sales: 866-864-9899

Common Questions

QUESTION: "I've had a (Bankruptcy/Repossession/Divorce/Bad Credit). Can I still get approved?"
ANSWER: Lee Credit Now has thousands of customers who didn't think they had a chance.  We are Maine's #1 Used Car Dealer because we have financing solutions NO OTHER DEALER has! Most banks and finance companies will turn down people that have problems of some kind, but we understand that even good people go through hard times. As Maine's largest source of 'Buy Here Pay Here' financing, we specialize in financing people who need a second chance or first time buyers just starting out. Not everyone can qualify, but with our exclusive financing options, our decades of experience and commitment to working hard for every customer. we offer customers with bad credit the best chance of getting the car they need.

QUESTION: "How much Down Payment do I need?"
ANSWER: It depends on a number of factors, including the vehicle you are looking at, and the strength of your application. Sometimes we can even get you qualified with NO MONEY DOWN! But the more down payment you have, the better the chance for approval will be, and the lower your payment will be! The best way to find out what is required is to do a quick online application. 

QUESTION: "Is a motorcycle an option for me, even with bad credit?"
ANSWER: Definitely! Lee Credit Now specializes in bad credit auto financing, and that includes financing for motorcycles. We maintain a year-round selection of motorcycles and we can provide financing for any of them.

QUESTION: "How competitive are your prices"
ANSWER: As part of Lee Auto Malls, Maine's largest new and used vehicle dealer group, we have access to hundreds of used vehicles across the state. Our customers benefit from Lee's buying power and its pipeline of qualify vehicles traded in at its new vehicle dealerships. This equates to great value and a selection that is second to none. So, whether you are looking for a used car or truck, or possibly even a used recreational vehicle, we have the selection, pricing and financing options that will fit you and your needs.

QUESTION: "We've had bad experiences at other dealers. Are your vehicles any good?"
ANSWER: All of our vehicles are checked out thoroughly through local top-notch repair facilities. They conduct a 101-point safety inspection on each vehicle. On some vehicles, we offer a 24-month, 24,000-mile limited service contract that is one of the best in the business. Also, feel free to bring a mechanic with you to inspect the vehicle. Lee Credit Now has an excellent reputation of standing behind what we sell.

QUESTION: "What interest rates can I get?"
ANSWER: Rate is determined by several variables, including the financing source selected, the length of term, age of the vehicle, down payment, and credit quality. We have access to many different financing options, including exclusive solutions that no other dealers offer! This allows us to offer rates that are competitive with, and often better than, what other dealers can offer you. For up-to-date info, please call our Approval Hotline at 1-866-864-9899.

QUESTION: "How long will it take for me to get approved?"
ANSWER: In most cases, we will have an answer within 1 hour, and if everything is in order, you can take delivery on the spot. In order to speed up the process, we welcome you to call our Toll Free Approval Hotline at 1-866-864-9899, or Apply Online by clicking here.

QUESTION: "What do I bring to my appointment?"
ANSWER:To help expedite your approval, please bring the following items with you:
  • Clear Title to Your Trade-In (if applicable)
  • Down Payment in Cash (no personal checks)
  • Proof of ALL Income (YTD Paystubs, Tax Returns)
  • Recent Utility Bill in Your Name

Contact

Lee Credit Now

  • Sales: 866-864-9899

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