QUESTION:
"I've
had a (Bankruptcy/Repossession/Divorce/Bad Credit).
Can I still get approved?"
ANSWER: Absolutely!! We
are Maine’s #1 Used Vehicle Dealer because we have financing solutions
NO OTHER DEALER has! Most banks and finance companies will turn down people
that have problems of some kind, but we understand that even good people go
through hard times. We specialize in financing to people who need a second
chance or first time buyers just starting out.
QUESTION:
"How much
Down Payment do I need?"
ANSWER: It all depends on a
number of factors, including the vehicle you are looking at, and the strength
of your application. Sometimes we can even get you qualified even with NO
MONEY DOWN! But the more down payment you have, the stronger the approval
will be, and the lower your payment will be! The best way to find out what
is required is to do a quick on-line application. Click
HERE to apply.
QUESTION:
"How
much do your vehicles cost?"
ANSWER: We have access to over
300+/- vehicles that could range anywhere from $500 to $50,000. The majority
of our vehicles can be financed at payments that often range between $200-$400
per month.
QUESTION:
"We've
had bad experiences at other dealers. Are your vehicles any good?"
ANSWER: All of our vehicles
are checked out thoroughly through local top-notch repair facilities. They
conduct a 101-point safety inspection on each vehicle. On some vehicles, we
offer a 18-month, 18,000-mile limited service contract
(click here to see details) that is one of the best in
the business. Also, feel free to bring a mechanic with you to inspect the
vehicle. Credit Now has an excellent reputation of standing behind what we
sell.
QUESTION:
"What
interest rates can I get?"
ANSWER: Rate is determined by
several variables, including the financing source selected, the length of
term, age of the vehicle, down payment, and credit quality. We have access
to many different financing options, including exclusive solutions that no
other dealers offer! This allows us to offer rates that are competitive with,
and often better than, what other dealers can offer you. For up-to-date info,
please call our Approval Hotline at 1-866-864-9899.
QUESTION:
"How long
will it take for me to get approved?"
ANSWER: In most cases, we will
have an answer within 1 hour, and if everything is in order, you can take
delivery on the spot. In order to speed up the process, we welcome you to
call our Toll Free Approval Hotline at 1-866-864-9899, or
Apply OnLine by clicking
here.
QUESTION:
"What
do I bring to my appointment?"
ANSWER: To
Help Expedite your Approval, please bring the following items with you.
• Clear Title to Your Trade-In (if applicable)
• Down Payment in Cash (no personal checks)
• Proof of ALL Income (YTD Paystubs, Tax Returns)
• Recent Phone Bill
• Utility Bill in Your Name